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One of the important fact you have to keep in mind after getting a loan to study abroad is that it is not your personal holiday fund. Most banks offer you a holiday period, the period after which you need to start paying the EMI. It generally lasts up to the time you find employment. It is highly advisable to start paying the EMIs from the very month after the end of holiday period to avoid a pile of interest and hikes. This will ensure that you remain stress free during the course of your graduation by paying the small EMIs and not piling them up to pay at large scale later.
